Smart Match
to Multiple Lenders and Increas Access to Care
Quantifiable Results for Your Practice
This program helps maximize patient approval rates, consistently boosting the financial health of your medical practice. Practices can see revenue increase by up to 20–30%
Empowering healthcare and veterinary practices to offer care with reduced financial barriers.
Matching patients to multiple lenders is the smart way to increase approvals. Smart Match is a simple, compliant financing process that helps more of your clients get approved. It’s built for transparency, with soft credit checks only and clear, predictable fees. Think of it as LendingTree for healthcare and veterinary practices.
5 Easy Steps to Smart Lending Matches
1. Practice Enrollment
Submit your (5) practice documents and details via our enrollment portal. The onboarding process typically completes in less than three weeks.
2. Portal & Training
Our lending partners provide your practice with the application link and training for your staff on their platform, along with support materials and guidance for your team.
3. App & Decision
Patients apply through the link; once approved, funds are sent to the practice within 48 hours. ID and digital signatures are required.
4. Fees & Billing
Flexible pricing includes low monthly or pay-per-loan options. Administrative fees are processed by Medbridge360 through Stripe. Practice and ACH information is entered once on the separate payment setup page.
5. Easy Assistance
Receive funding directly to your practice via ACH within 24-48 hours after the loan approval. Access 24/7, US based dedicated support for any technical or account needs.
Why Smart Match
Designed for practices that value expanded care, smart financing, and easy solutions
- Increase case acceptance with tiered lending options
- Reduce accounts receivable with immediate funding, direct to your practice
- Eliminate credit risk for the practice
- No stacked fees, allowing for low merchant fees and patient interest rates
- Streamline front-office operations with a single portal
- No setup fees or minimum production requirements
Advantages at a Glance
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20–30% more approved patients
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Multiple lenders under one platform
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Higher funding amounts per case
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Fewer declines and underfunded cases
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No recourse risk or clawbacks
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No practice setup fees
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Admin fees can be covered by patients
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Option to re-run last month’s declines at no cost
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No cost to your practice
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Loan terms up to 84 months
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Loan amounts up to $25,000
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0% interest for 36 months
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Dedicated US based ongoing support
Operational Risk Reduction
- Misclassified patients — Patients who should have been approved (based on clinical and financial indicators) get declined because they weren’t matched to the right lender criteria.
- Underfunded approvals — Approvals come back, but for the wrong amount, which creates treatment-plan gaps, cancellations, or partial care
- Recourse exposure — Some lenders claw back funds if the patient defaults or if the case wasn’t properly matched to their underwriting rules.
Quantifiable Financial Impact
Increase Case Acceptance
Smart Match reduces the declination of patients who should have been approved, resulting in a direct increase in revenue.
Example:
If smart matching adds just 2
more approvals per month:
2 cases × $5,000 = $10,000
additional monthly revenue;
$120,000 annually.
​
If smart matching adds 3
more approvals per month:
3 cases × $5,000 = $15,000
additional monthly revenue;
$180,000 annually.
Reduce Recourse Exposure
Eliminate claw back risk from lenders by correctly matching patient cases to specific underwriting criteria.
Example:
If smart matching recovers 3 prior underfunded or declined cases:
3 cases × $5,000 = $15,000
recovered revenue;
​
$180,000 annually.
Eliminate Underfunding
Avoid treatment-plan gaps and cancellations by ensuring approvals match the requested therapy amount.
Example:
If a practice finances $200,000
annually and 10% is at risk,
conventional recourse is $20,000.
​
Smart matching recovers those same cases through optimized approvals:
​
$360,000 Annually.